About Us:
We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.
Some things we’re excited about:
- $500 million in spending power used by our members
- Increasing members’ credit by 36 points (on average) within the first 3 months
- Backed by First Round Capital and JP Morgan
Products we’ve built to make an impact:
- Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
- Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
- Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home.
About the Role:
As a Product Manager at Perpay, you will play a pivotal role in driving the development and success of our product ecosystem. Specifically, this role will focus on our Marketplace product, Perpay’s flagship product. The scope ranges from ecommerce shopping experiences to the credit building payment plans that we offer to customers shopping our Marketplace. You will be responsible for driving initiatives from inception through execution. You’ll look ahead to anticipate the needs of customers and help us to implement solutions that fit those needs.
You will collaborate with peer product managers, engineers, data scientists, designers, operations, marketing, compliance and other cross-functional team members to ensure that our products delight customers. Your strategic insights, strong leadership, and ability to understand market needs will be crucial in shaping the direction of our Perpay.Our greatest strength is our people and we’d love for you to be one of them!
Responsibilities:
- Conduct thorough market research and analysis to identify customer needs, market trends, and competitive landscape
- Develop and maintain a deep understanding of our target customers, ensuring that the product meets their needs and expectations
- Work with engineering, design and data science to foster team dynamics and to deliver high quality customer experiences
- Monitor key performance metrics and user feedback to continuously improve and iterate on the product
- Lead cross-functional teams through the product development lifecycle, from ideation to launch
- Lead product strategy, planning, scoping, and prioritization of projects to achieve all of our goals
- Represent the team with partners and senior company leaders to align resources and prioritization
- Determine features, write product and technical specs, organize user research, help write test plans, manage the backlog
- Act as a product evangelist, both internally and externally, by effectively communicating the value and benefits of the product
- Stay up-to-date with industry trends and best practices in product management
What You’ll Bring:
- Natural leadership instincts with proven ability to innovate
- 2+ years of product management experience
- Excellent prioritization and stakeholder management skills
- Proven record of shipping high-quality products at scale
- An analytical and metrics driven work style
- Comfort in a fast-paced and dynamic environment
- Strategic thinking with the ability to translate high-level goals into actionable plans
- Proven ability to provide direction and rally a team on the highest priority problem to solve
- Track record of advocating for collaborative solutions with a diverse group of partners
- Writing skills that showcase brevity and clarity
Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!
What We’ll Bring:
- Competitive salary + company equity
- 401k with company match
- Medical / Dental / Vision insurance
- Flexible Spending Account (FSA)
- Relocation assistance
- Pre-tax commuter benefit
- Student loan repayment match
- Gym subsidy with City Fitness
- Cell phone plan
- Paid parental leave
- Unlimited PTO
Additional Perks:
- Opportunity to gain experience at one of the fastest-growing financial startups in the country
- Work on both e-commerce & fintech customer-facing products
- Collaborate cross-functionally with product, design, marketing, operations, data teams, and more
This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.
