Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
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We’ve funded over $100 billion in loans for our customers, more than any other fintech
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We ranked #1 in the U.S. on LinkedIn's Top Startups 2020 and 2021
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We are Forbes’ Best Online Mortgage Lender for 2023
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We are USA Today’s Best Mortgage Lenders of 2023, Best for FHA Loans
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We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
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And we’re just getting started!
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
A Better Opportunity
Better’s Collateral team is responsible for obtaining and reviewing all property-related documents associated with the loan transaction. This includes the valuation, title, homeowner’s insurance, and homeowner’s association if in a condominium. We are developing industry-leading technology to modernize these collateral processes, increase team member productivity, originate high-quality loans, and provide the best experience possible for our customers. You will become an expert on Agency, Non-Conforming, and HELOC policy guidelines and be exposed to other aspects of the loan origination process including sales, processing, underwriting, closing/funding, and capital markets. If you are passionate about delivering great customer service, developing a deep understanding of collateral policy, and building best-in-class technology this is a great opportunity to continue your career in mortgage lending.
Responsibilities
Members of the Homeowner’s Insurance (HOI) team will be responsible for the following:●Obtaining required insurance documents from customers and/or their insurance agents ●Review required documentation to ensure compliance with investor insurance eligibility guidelines. This may include insurance quotes, insurance policies, replacement cost estimates, checklist of coverage, flood insurance, etc.●Communicate clearly and concisely with insurance agents to seek needed clarification or resolve inquiries●Balance high productivity with high quality●Serve as escalation point and subject matter expert for teammates in coordination, underwriting, and post-closing
Qualifications
●Prior real estate, mortgage, and/or insurance experience required●Familiarity with Fannie Mae, Freddie Mac, FHA, and Non-Conforming insurance guidelines strongly preferred●Ability to multitask and prioritize competing priorities with tight deadlines●Initiative to suggest ideas for process and technology improvements ●Problem solving and critical thinking skills●Effective verbal and written communication/presentation skills in English●Proficiency in analyzing documents and meticulous attention to detail●Focused & detail oriented●Team-player that is passionate about helping their teammates and providing the best possible experience for our customers. ●Open to coaching, feedback, and mentoring●Willingness to perform repetitive job duties with long-term goal of becoming a collateral subject matter expert and/or potential for lateral/upward job movement
Company Benefits
Our total rewards package consists of base salary, incentive compensation, and benefits. Some of our benefits include:
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Comprehensive healthcare, retirement, and voluntary benefits. Think medical, dental, vision, health savings accounts, 401k, and more.
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Personalized care and tools for realizing your mental health and wellness goals.
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Company paid for lunch when working in the office.
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Additional benefit perks & discounts.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities.
Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
California Consumer Privacy Rights Notice for Job Applicants
Under the California Consumer Privacy Act (CCPA), Better is required to inform California residents who are our job applicants or prospective talent (together "job applicants") about the categories of personal information we collect about you and the purposes for which we will use this information. The notice contains disclosures required by the CCPA and applies only to personal information that is subject to the CCPA.Apply for this job
