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Lead Data Scientist

Capital on TapLondon, United KingdomOnsite
This job is no longer open

Running a business is hard, we make it easier. We provide an all-in-one business credit card & spend management platform, built for SMEs. Over 200,000 small businesses have spent more than £10 billion on their Capital on Tap Business Credit Cards.

The Role


Are you looking to get involved in exciting data science projects and collaborate with colleagues across the business to assist in the management of a £1bn credit portfolio?In this role you will: 

  • Develop predictive models and work on analytical assignments, influencing our strategy across the entire customer lifecycle from marketing through to collections. The first 12 months will focus on UK credit modelling, with the opportunity to rotate into other areas thereafter.
  • Take a direct lead on the analytical projects and guide junior team members
  • Collaborate with business stakeholders to ensure models and analytical solutions can be implemented seamlessly without deterioration to customer experience or complex IT builds
  • Help coach and develop colleagues in various departments on data science tools and techniques

What we are looking for


  • 4+ years experience building statistical models in Python and extracting/manipulating data in SQL
  • Experience working on analytical projects
  • Commercial acumen and a robust understanding of the economics underpinning credit portfolios
  • Able to work autonomously and display strong judgement and proactivity
  • Credit modelling experience would be beneficial but this is not a requirement
  • Experience in consulting, start-ups or other fast-paced environments is beneficial

What you'll get in return


🏥  Private Healthcare, Worldwide Travel  Insurance and Dental Cover through Vitality🎁  Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)👛  Salary Sacrifice Pension Scheme up to 7% match🏖️  28 days holiday (plus bank holidays)📖  Annual Learning Budget👪  Enhanced Parental Leave🚲  Cycle to Work Scheme🚂  Season Ticket Loan💬  6 free therapy sessions per year🐶  Dog Friendly Offices🍫  Free drinks and snacks in our officesCheck out more of our benefits, values and mission here. If you want to keep updated on future opportunities at Capital on Tap follow our company page here.

Diversity and Inclusion


We want to be a place where a diverse mix of talented people want to come and do their best work and most importantly feel included and that they can be their authentic selves. We welcome, consider and encourage applications from anyone that shares this passion.

How to Apply


If you want to progress your career within a fast growing, profitable fintech then click apply (all we ask for is your CV and contact details) and we will get back to you within 3 working days

This job is no longer open

Life at Capital on Tap

Recently featured in the Sunday Times TechTrack 100 (number 48!), we are one of the fastest growing companies in the UK. To date, we've provided over £500M in funding to 40,000 SMEs across the UK. We invest continuously in our team and infrastructure to continuously move faster in an environment that has high energy and collaboration. Far from a beige cube-farm, our corporate headquarters in Notting Hill provides a dynamic, relaxed and fun culture. Come join the team and help us grow! WHY WE'RE DOING THIS Founded in 2012, Capital on Tap is on a mission to help small businesses thrive. We believe small business owners are the foundation for growth in our economy, and yet today's banking system has left them behind. We have partnered with over 40,000 businesses across the UK deploying funding facilities of over £500 million to customers. We believe we still have a long way to go to make business funding truly available to everyone small business.
Thrive Here & What We Value1. Private Healthcare through Vitality, Worldwide Travel Insurance through Vitality, Dental Cover through Vitality2. Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)3. Salary Sacrifice Pension Scheme with up to 7% match4. Dog Friendly Offices5. Free drinks and snacks in our offices6. Cycle to Work Scheme7. Enhanced Parental Leave8. Season Ticket Loan9. Private Healthcare, Worldwide Travel Insurance, Dental Cover through Vitality10. 28 days holiday (plus bank holidays)11. Free therapy sessions per year
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