Clara is the leading spend management platform for companies in Latin America. Our end-to-end solution includes our locally-issued corporate cards, a Bill Pay product, financing solutions, and our highly-rated software platform; already being used by thousands of the most successful companies across the region.
Clara is backed by top global and regional investors such as GGV Capital, Coatue, DST Global Partners, General Catalyst, monashees, Acrew Capital, Kaszek, Citius, Canary, Citi Ventures, Picus Capital, Avid Ventures, ICONIQ Growth, Endeavor Catalyst, Goldman Sachs, Accial Capital, and prominent angel investors.
Responsibilities:
- Lead and manage the data science team for the risk squad
- Develop strategic goals and objectives for the team.
- Represent the data science function at the senior leadership level.
Requirements:
- Extensive experience managing large technical teams and projects.
- Extensive experience deploying models into production.
- Extensive experience developing, managing and monitoring risk models, including risk scoring, classification, rating, propension and provision models.
- Proven ability to develop strategic goals and drive technical innovation.
- Strong leadership presence and ability to represent the data science function at the senior leadership level.
Non-negotiable Requirements:
Candidates must be either Actuaries or Computer Scientists. Regardless of their primary background, they must have a solid understanding of computer science.Fintech Experience: Prior experience in the fintech industry is essential.Preferred Qualifications:
Country-Specific Fiscal Knowledge: Candidates from the following countries will have a significant advantage if they possess basic fiscal knowledge relevant to their country:
Mexico: Basic knowledge of the Mexican Fiscal SAT.Brazil: Basic knowledge of Brazilian fiscal regulations.Colombia: Basic knowledge of Colombian fiscal regulations.Finance Audit Experience: Candidates must have lived through a finance audit and understand the processes involved.Understanding of Financial Conciliation: Strong understanding of financial conciliation processes.Experience in Credit Card and Bill Pay: Prior experience with credit card and bill pay systems will be a plus.Risk Modeling in Latin America: Experience in risk modeling specific to the Latin American market is highly desirable.Open Mindset: Candidates should have an open mind and be willing to create new and innovative solutions.Additional Requirements for Data Roles in Risk:
Data Analysis and Visualization: Proficiency in SQL and data visualization tools (e.g., Metabase, QuickSight). Ability to analyze financial data and create actionable insights.Experience with Financial Data Systems: Familiarity with financial data systems and tools, such as those used for managing transactions, auditing, and compliance.Regulatory Compliance: Understanding of regulatory requirements and compliance standards in the financial sector, especially those relevant to Latin America.Machine Learning and Risk Modeling: Experience with machine learning algorithms (e.g., XGBoost, CatBoost) and their application in risk modeling and fraud detection.Data Integrity and Quality: Strong emphasis on maintaining data integrity and quality, especially in financial datasets.Python and R Programming: Proficiency in programming languages commonly used for financial modeling and analysis, such as Python and R.Stakeholder Communication: Ability to communicate complex data findings to non-technical stakeholders, including finance and executive teams.Problem-Solving Skills: Strong problem-solving skills and ability to think critically about data and its application in solving business problems.Agile and Lean Methodologies: Experience working in agile and lean environments, common in startups, to adapt quickly to changing business needs.The way we do things is as important as what we do. That is why we operate on a set of carefully-identified values. They are what we expect from ourselves and each other in our day-to-day.
We value
* Clarity - Open and direct communication* Simplicity - Pare things down to the essential* Ownership - We're all owners and act like it* Pride - Make quality products we're proud of* Always Be Changing (ABC) - Continuous self-improvement* Inclusivity - Every voice counts; we value each other for our shared mission and contributions
We are
* Shaping business finances in Latin America* Driven by our 6 core values* Proud of our inclusive and caring culture* Certified as Top LinkedIn Startup
We offer
* Competitive salary & a robust stock ownership plan* 100% flexible work model* A set of benefits that are adaptable to your needs & way of life* Opportunities for growth in a fast-paced environment* A chance to shape B2B payments in Latin America and increase the region’s economic competitiveness
