JOB TITLE:
Market Leader - Cincinnati Region
LOCATION:
Cincinnati, OH
STATUS:
Full-Time
FSLA JOB CLASS:
Exempt
REPORTS TO:
Chief Operating Officer
REQUIRED TRAVEL:
>20%
DIRECT REPORTS:
No
RECRUITER:
If working for a company with an empowered group of individuals dedicated to the financial well-being of their customers is appealing to you, look no further than Heartland Bank!At Heartland Bank, our goal is quality – in our work, in our play and in our people. We value our ability to attract and retain talented professionals, as this is the bottom line for excellent customer service. We know our goals are auspicious and we wouldn't have it any other way! Heartland has an immediate opening for a Market Leader - Cincinnati Market, located in Cincinnati, Ohio.
In this highly visible role, the Market Leader supports leaders, operations, and community relations efforts for the Cincinnati territory. The position is responsible for the strategic leadership and collaboration of commercial, treasury management, mortgage, and retail divisions to optimize profitability and achieve organizational goals. The Market Leader will also lead the culture, “where banking feels good” and family team focus for the associates in the territory.A typical day might include the following:
- Develop, originate, process and service all personal, professional, agricultural, and commercial customers of Heartland Bank, Cincinnati Region
- Develop and maintain a profitable loan portfolio at minimum and prudent risk level in conformance and adherence to established and approved loan policy as set forth by the Board of Directors
- Ensure customer satisfaction by practicing good customer service techniques
- Provide leadership for the Bank as directed by the CEO of Heartland Bank and Board of Directors
- Participates in the development, implementation, and maintenance of the bank’s overall business plan
- Assures effective bank wide communication
- Participates in a personal and business development campaign in the area to establish, solidify and maintain correspondent bank, business, and personal relationships
- Maintains the highest standards of ethical behavior and personal example
- Adherence to compliance with laws concerning financial institutions
- Interview, collect and analyze financial and related data of loan applicants to determine general creditworthiness of the prospective loan request and to mitigate organizational risk
- Screen credit applications and make credit decisions
- Assist as necessary in the credit approval process
- Establish and negotiate the terms under which credit will be extended
- Coach staff personnel in preparing loan documents, correspondence, and in customer follow-up
- Collaborate with other lenders in managing credit lines and assisting in review and approval process
- Share in achieving departmental and Bank goals specifically as they relate to credit quality and profitability
- Complete compliance and product knowledge assignments in a timely manner
THIS ROLE MIGHT BE THE RIGHT FIT FOR YOU IF:
- You Live Our Values. You demonstrate Heartland’s shared values and do the right thing, even when no one is watching.
- You Achieve Results. You meet and exceed goals through teamwork. You grow and apply job knowledge and have focused execution.
- You Coach and Lead. You have strong communication. You are focused on performance development and foster positive relationships and trust.
- You Hustle. You possess a driven work ethic to succeed and respect focused collaboration.
JOB REQUIREMENTS:
- Bachelor's degree in a related field preferred or equivalent combination education and experience.
- Minimum 10 years of Executive leadership experience.
- Extensive knowledge of commercial, consumer lending and treasury management procedures and regulations required.
- Knowledge of basic accounting concepts and business financial statements.
- Excellent demonstrated positive leadership skills.
- Demonstrated ability to attract, acquire, coaching and develop a team.
- Excellent written and verbal skills.
- Proficiency of Microsoft Office Products.
- High level of professionalism and integrity.
- Ability to work hours to meet customer or event schedules.
- Valid Driver’s License
WORK ENVIRONMENT & PHYSICAL DEMANDS:
- Walking, Bending (<1/3 of the time)
- Sitting (<1/3 of the time)
- Standing (1/3-2/3 of the time)
- Vision (up close and distance >2/3 of the time)
- Speaking (over telephone and in person 1/3-2/3 of the time)
- Hearing (over telephone and in person 1/3-2/3 of the time)
- Lifting up to 10 lbs. (1/3-2/3 of the time)
WHAT’S GREAT ABOUT WORKING AT HEARTLAND?
- Competitive comp and benefits package that includes: medical/dental/vision/life insurance
- 401(k) up to 4% of salary match
- Company-paid holidays
- Generous Paid Time Off
- Maternity/Paternity Leave
- Education Reimbursement
- On-site Fitness Center
- Free Checking and Savings Accounts
- Mortgage Discount Program
Heartland Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or protected Veteran status.
