JOB TITLE:
Agribusiness Banker
LOCATION:
Hybrid - based in Central OH
STATUS:
Full-time
FSLA JOB CLASS:
Exempt
REPORTS TO:
Agribusiness Team Lead
REQUIRED TRAVEL:
45%
DIRECT REPORTS:
None.
If working for a company with an empowered group of individuals dedicated to the financial well-being of their customers is appealing to you, look no further than Heartland Bank!At Heartland Bank, our goal is quality – in our work, in our play and in our people. We value our ability to attract and retain talented professionals, as this is the bottom line for excellent customer service. Heartland has an immediate opening for an Agribusiness Banker. This position has a hybrid work schedule that is based in Central Ohio.
In this highly visible role the agricultural banking professional will be working with the Agribusiness team to develop, manage and maintain an Agribusiness loan portfolio through establishing relationships. A typical day might include the following:
- Promote the growth and development of Heartland Bank and specifically the Agribusiness portfolio through calling efforts, community involvement and related activities.
- Pursue the annual goals and objectives as set forth by management.
- Follow the guidelines, policies and procedures as set forth in the Agribusiness lending policy and others as they pertain to this position.
- Coordinate a complete relationship review with the assigned Retail Team, Heartland Planning Associates Team and the Treasury Management Team to provide additional opportunities and provide superior service to customers and prospects. This includes cross selling of other Heartland Bank products and services.
- Coordinate activities with the assigned Loan Processor in order to develop and maintain the assigned portfolio and provide superior service to customers and prospects.
- Obtain all of the documentation and related information needed in order to properly review and decision loan requests.
- Prepare accurate and concise loan analysis in form and content as required by management which is then recommended to the proper level of authority for review and decision making.
- Document, close and monitor all approved loans utilizing internal and external resources within the guidelines, policies and procedures as established.
- Coordinate with the Agribusiness Portfolio Manager proper portfolio management of the assigned portfolio which shall include required reviews, maintain customer credit data, obtaining updated customer information, collection activities and other such activities as assigned by management.
- Coordinate activities with the Agribusiness Banking Assistant.
- Attend and participate in the required training activities as appropriate.
- Assist management and other business units as required.
- Assist and participate in community and business development activities
THIS ROLE MIGHT BE THE RIGHT FIT FOR YOU IF:
- You Live Our Values. You demonstrate Heartland’s shared values and do the right thing, even when no one is watching.
- You Achieve Results. You meet and exceed goals through teamwork. You grow and apply job knowledge and have focused execution.
- You Coach and Lead. You have strong communication. You are focused on performance development and foster positive relationships and trust.
- You Hustle. You possess a driven work ethic to succeed and respect focused collaboration.
JOB REQUIREMENTS:
- Bachelor’s Degree in Agricultural Finance or equivalent course of study or relevant work experience
Additional Eligibility Qualifications
- Minimum of three years of agricultural banking experience including the extension of credit
- Agricultural background, education or similar agricultural experience
Computer/Software Competencies
- Microsoft Windows, Microsoft Suite including Outlook, Internet Explorer
WORK ENVIRONMENT & PHYSICAL DEMANDS:
- Remote capability
- Farm setting, farm office, indoors/outdoors. Exposure to all weather elements, odors and elements of a farm setting
- Trade shows, conferences, other agricultural community activities such as fairs
Physical Demands
- Sitting, Standing, Walking, Bending (1/3-2/3 of the time)
- Lifting (<1/3 of the time)
- Vision (up close and distance >2/3 of the time)
- Hearing (over telephone and in person 1/3 of the time)
- Speaking (over telephone and in person 1/3-2/3 of the time)
- Driving and navigating to farm locations as needed (<1/3 of the time)
WHAT’S GREAT ABOUT WORKING AT HEARTLAND?
- Competitive compensation package
- Healthcare on Day 1 that includes: Medical, Dental, Vision and Life Insurance
- 401(k) up to 4% of salary match
- Company-paid holidays
- Generous Paid Time Off
- Parental Leave
- Casual dress policy
- Career development opportunities
- On-site fitness center (Corporate Center)
- Tuition reimbursement and training support
- Free checking and savings accounts
- Free financial planning
- Mortgage Rate Discount Program
Heartland Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or protected Veteran status.
