Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.
We work hard, and have some fun along the way, too. You don’t have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more! In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.
Who you are:
As a QC Analyst, you will be responsible for reviewing and analyzing Hometap’s equity investment applications throughout the origination lifecycle – from sale to post-close – to ensure our high quality standards continue to be met or exceeded. You will be asked to assess quality and compliance across sales, processing, underwriting, funding, and servicing. You’re a great fit if you bring a few years of auditing experience, along with expertise performing call audits. You thrive when you’re analyzing, researching, and solving audit defects with an efficient and collaborative approach.
You’re someone who loves to roll up their sleeves, reporting on trends, and working with a team to improve quality and efficiency and reduce error rates.
What you'll do:
- Perform investment level QC audits across the Hometap organization, including sales, processing, underwriting, signing and funding, and servicing
- Assist in creating, maintaining, and monitoring audit checklists across multiple lines of business
- Complete call quality assessments for both sales and investment support (servicing) teams
- Review investment documentation such as appraisal reports, title documents, credit reports, credit documents, income, verifications, bank statements, tax returns, financial statements, closing documents, and disclosures, confirming that they meet Hometap’s exacting standards
- Ensure that all Hometap investments meet investor and regulatory policy and guidelines
- Identify and report defect trends, escalating to departmental leaders as necessary, and cooperating with operations leadership to identify areas for process improvement to drive error reduction
- Assist in reviewing all investor audit findings for completeness and accuracy as well as responding to exceptions and rebutting defects where applicable
- Generate monthly reports that track current error rates against target thresholds, as well as other KPIs and KRIs requested
- Assist with deck creation for monthly reports to Stakeholders
What you bring:
- 2+ years of previous audit/QC experience in a mortgage environment
- Experience and comfort completing compliance call audits
- Proficient understanding of the methodology supporting internal audit process including risk assessments, planning, inherent risk, testing procedures, reporting, and audit workpaper files
- Organized and detail-oriented approach, with an ability to prioritize and work across multiple deadlines
- Excellent customer service mentality, with strong verbal and written communication skills
- CRCM designation a plus
Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.Hometap believes that our differences are what bring us together, and one of our biggest priorities is creating a diverse workplace that welcomes and values each team member’s unique perspective, background, and ideas.
All roles here are filled based solely on candidates’ qualifications and our business needs. Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing work@hometap.com.Hometap is based in Boston, but will consider remote work for this position; however, the position must be performed in the United States entirely outside of Colorado.
