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Senior Business Analyst

BlankfactorCluj, RomaniaOnsite
This job is no longer open

What we do 


At Blankfactor, we are dedicated to engineering impact. We are passionate about creating value by building best-in-class tech solutions for companies looking to transform, innovate, and scale. In every project, we aim to deliver work that moves the needle and drives measurable outcomes for our partners and clients. Our full-stack development, data engineering, digital product, and enterprise AI solutions cater to a range of industries, including payments, banking, capital markets, and life sciences.We are headquartered in Miami, Florida, have offices in Bulgaria, Colombia, and Romania, and are rapidly expanding our global footprint.

Our culture of engineering excellence, technical expertise, and care for both our clients and our talented workforce has made us one of the fastest-growing companies in America.We only hire the best and brightest. If you have talent and ambition, join us and be part of an environment that 

What to expect in this role


We are seeking a highly experienced and knowledgeable Senior Business Analyst with a strong background in the payment industry to join our team. As a Senior Business Analyst, you will play a vital role in understanding and translating business requirements into actionable insights and solutions. Your deep understanding of payment processes, systems, and industry trends will be crucial in driving strategic initiatives and optimizing our payment operations.


  • Collaborate with stakeholders, including product managers, project managers, and development teams, to gather and analyze business requirements related to payment processing, fraud prevention, and financial reconciliation.

  • Conduct in-depth analysis of existing payment systems, processes, and workflows to identify areas for improvement and optimization.

  • Identify and document business processes, system functionalities, and integration points to support the development of comprehensive requirements specifications.

  • Lead and facilitate workshops, interviews, and discussions to elicit requirements from stakeholders and subject matter experts.

  • Develop and maintain clear and concise documentation, such as business requirements, use cases, user stories, process flows, and data mappings.

  • Analyze and interpret complex data sets and payment trends to provide actionable insights and recommendations for business growth and risk mitigation.

  • Collaborate with technical teams to ensure alignment between business requirements and technical implementations, providing guidance and clarifications as needed.

  • Conduct impact assessments for proposed changes or enhancements to payment systems and processes, identifying potential risks and dependencies.

  • Participate in user acceptance testing (UAT) and validation activities to ensure the quality and accuracy of implemented solutions.

  • Stay abreast of industry trends, regulatory changes, and emerging technologies in the payment domain, and provide expertise and recommendations on their application to drive innovation and business growth.

Requirements and technical skills



  • Bachelor's or Master's degree in Business Administration, Finance, Computer Science, or a related field.

  • Strong knowledge of payment methods, including credit cards, debit cards, digital wallets, bank transfers, and emerging payment technologies.

  • Access and excel macros experience 

  • Extensive experience with power BI 

  • Proven track record of successfully delivering payment-related projects, from requirements gathering to solution implementation.

  • Experience working with payment gateways, acquirers, processors, and other payment service providers.

  • Familiarity with payment regulations, compliance requirements, and industry best practices.

  • Strong analytical and problem-solving skills, with the ability to analyze complex data sets and derive meaningful insights.

  • Excellent communication and stakeholder management skills, with the ability to effectively collaborate with cross-functional teams and present findings and recommendations to both technical and non-technical audiences.

  • Proficiency in business analysis tools and methodologies, such as process modeling, data analysis, and requirements management.

  • Detail-oriented mindset with the ability to prioritize tasks and manage multiple projects simultaneously.

What We Offer



  • Competitive salary aligning with industry benchmarks

  • 25 days paid vacation

  • Premium private health insurance coverage

  • Sports benefits subscription

  • $500 dedicated self-development budget

  • Meal tickets

  • Friendly office atmosphere

  • Diverse client portfolio

  • Cutting-edge high-tech stack

  • Fintech Expertise: expertise in machine learning, data science, big data, and AI, driving innovation and cutting-edge solutions

  • Continuous Learning Culture and Support

We believe that diversity of experience and background contributes to more robust ideas and a stronger team. All qualified applicants will receive consideration for employment without regard to religion, race, sex, sexual orientation, gender identity, national origin, or disability.

This job is no longer open

Life at Blankfactor

We’re a global technology partner that provides end-to-end digital services for fintech. Software innovation, application development, large-scale database migrations...you name it. We’re always mission-ready! https://linktr.ee/blankfactor We work with the greatest talent based in Colombia, Bulgaria, Costa Rica, and around the world to deliver innovative products. Follow us: Twitter: @_Blankfactor Instagram: @blank.factor Facebook: Blankfactor
Thrive Here & What We Value1. Cuttingedge High-Tech Stack2. Fintech Expertise: expertise in machine learning, data science, big data, and AI, driving innovation and cutting-edge solutions3. Continuous Learning Culture and Support4. Diverse Client Portfolio5. Friendly Office Atmosphere6. Competitive salary aligning with industry benchmarks7. 25 days paid vacation based on seniority level8. Premium private health insurance coverage9. Monthly on-site gatherings and annual festivities including team-building activities, family BBQs, and end-of-year celebrations10. Headquartered in Miami, Florida, with offices in Bulgaria, Colombia, and Romania, rapidly expanding global footprint
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