At Nova Credit, our mission is to power a more fair and inclusive financial system for the world. We are on our way to accomplishing this mission by rewiring the financial industry with better credit infrastructure, analytics, and workflows, enabling more people to get access to credit opportunities. Our cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are trusted by leading organizations like American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi to help them reach valuable new applicants from traditionally credit excluded populations. With support from investors Kleiner Perkins, Canapi Ventures, General Catalyst, and Index Ventures, as well as industry veterans from Goldman Sachs, JP Morgan, and Citi, Nova Credit is revolutionizing the way lending is done. We were recently named Forbes'
Best Startup Employers 2024 and Fast Company's World's Most Innovative Companies 2024.Nova Credit is seeking a highly qualified Finance and Accounting Manager to support our day-to-day financial operations. Core responsibilities include managing our external accounting team, owning financial statements, AP/AR, tax compliance, internal controls, audits, and more. This is a unique opportunity to initially lead the accounting function and later grow into a role within FP&A.
This role is for you if:
- You have worked in accounting at a tech startup and are interested in growing an FP&A skill set- You're an operator with high attention to detail, a passion for building processes, and a high sense of ownership- You're a dedicated team player looking for a long-term career path with multiple growth opportunitiesThis is a full-time position reporting to the Director of Finance & Strategy. Candidates based out of the New York Metropolitan area are preferred.
Responsibilities Include:
- Accounting Operations: Run and optimize accounting operations and processes, such as the preparation and reconciliation of financial statements and reports; Manage accounts receivables & payables, including preparing customer invoices, resolving payment issues, and maintaining accurate records of all transactions; Develop, implement, and maintain business policies, accounting policies, and financial controls; Manage, organize, and control access to all accounting and finance information and files
- Finance, Compliance, Audit, and Filings: Ensure financial & tax regulation compliance, including implementing consistent accounting procedures, preparing tax filings with external accountants, and staying current on domestic and international legal requirements; Act as audit liaison for any external party (e.g., enterprise customers, credit bureau partners) audit needs
- Financial Budgeting and Reporting: Develop and maintain financial budgets (inc. comp design) in collaboration with cross-functional teams and in the context of the company’s strategic goals; Monitor and analyze financial performance to assess potential operational risk, identify opportunities for cost optimization, and drive profitability
- Vendor Relationship Management: Manage financial vendor relationships, including external accounting and banking partners; Identify vendor cost-saving opportunities, and negotiate vendor contracts & terms
WITHIN THE FIRST MONTH YOU'LL:
- Familiarize yourself with company financial reporting and accounting processes
- Run account receivables & payables in collaboration with external accountants
- Familiarize yourself with our international finance and accounting operations
- Get to know the company's working style, goals, mission, and values
- Become acquainted with your fellow Novans and key cross-functional stakeholders
WITHIN THE FIRST QUARTER YOU'LL:
- Own the financial close and all accounting processes, identifying areas for standardization and automation
- Partner with the People team on company-wide expense policies and procedures
- Lay the groundwork for our first financial audit
WITHIN THE FIRST YEAR, YOU'LL:
- Become the subject matter expert for all things financial operations
- Optimize and implement accounting procedures and best practices, streamlining the company’s financial management engine
- Complete our first financial audit
- Partner with the GTM team to standardize pricing structures
- Provide financial analysis and insights to support decision-making and strategic planning
- Work cross-functionally to design and prepare the annual budget
Requirements and Qualifications:
- A minimum of 4 years of experience in finance, with at least 3 of those years in accounting
- Passion for process optimization and standardization
- Advanced proficiency in Microsoft Excel, Google Sheets, and Quickbooks Online
- General experience with accounting/financial systems, tools, and software (e.g., Bill.com, Ramp, Brex, etc.)
- Proven expertise in accounting and financial operations
- Effective communication skills to collaborate with cross-functional teams and stakeholders
- Detail-oriented with a high level of accuracy in financial reporting and analysis
- Ability to work in a fast-paced, high-growth environment and adapt to changing priorities
- Proactive, self-motivated, and able to prioritize tasks efficiently
- Experience working in a tech startup environment with international operations preferred
- CPA or CMA certification is preferred
$110,000 - $150,000 a yearThe Base Salary Range is for U.S.-based candidates and is dependent on individual experience, skills, education, location, and qualifications.We consider all elements of compensation to be a part of the value we provide to Novans. This may include base salary, equity grants, incentive compensation for eligible roles, professional development, flexible PTO, and tenure rewards. We offer U.S.-based Novans competitive, employer-subsidized medical, dental, and vision plans, in addition to mental health and wellness benefits and a range of other benefits & perks.Everyone is welcome at Nova Credit.
We are an equal-opportunity employer, and diversity and inclusion are central pillars of our company strategy. We look for applicants who understand, embrace, and thrive in a multicultural and increasingly globalized world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.Apply for this job
