Compliance Program Manager
We're seeking a talented Compliance Program Manager to join our dynamic fintech team. This role is ideal for someone who's passionate about building a robust compliance program that supports our innovative spirit while ensuring regulatory adherence.In this key position, you'll develop and implement our comprehensive compliance strategy, balancing regulatory requirements with our growth objectives. You'll play a crucial role in fostering a culture of integrity across our organization.
What You'll Do:
Expand and implement a comprehensive Compliance Management System (CMS) covering BSA/AML, CIP, OFAC testing, and dispute/complaint resolution.
Collaborate with marketing and communications teams to ensure customer-facing content meets regulatory standards.
Develop a thorough testing inventory to maintain accountability and ensure compliance adherence.
Create and deliver engaging compliance training programs to elevate our team's regulatory awareness.
Anticipate regulatory changes and identify areas for potential innovation within compliance boundaries.
Assess risk profiles of new products and marketing initiatives, providing balanced guidance on compliance and business objectives.
Manage external audits and regulatory exams effectively, fostering positive relationships with auditors, regulators, and bank partners.
Conduct regular risk assessments and provide leadership with actionable insights on compliance status and opportunities.
What You'll Bring:
Substantial experience in compliance, with at least 7 years in fintech, banking, or financial services.
Deep subject matter expertise of financial regulations, particularly BSA/AML, CIP, OFAC, TILA, Reg Z/E, ECOA, NACHA rules, UDAAP, CAN-SPAM, TCPA, FDCPA, FACTA, FCRA. This includes not only understanding the regulations but keen insight into the history and trends of how regulators have approached and enforced these regulations.
Proven ability to develop and manage comprehensive compliance programs that support business growth.
Experience working with marketing and product teams to ensure compliant customer experiences.
A data-driven approach to risk assessment and reporting.
Strong communication skills, able to effectively convey compliance concepts across all organizational levels.
Bachelor's degree in a relevant field; advanced degrees or professional certifications (CAMS, CRCM) are a plus.
Commitment to ongoing learning about fintech developments, regulatory trends, and compliance best practices.
Ability to balance effective compliance with business innovation.
About Kikoff:
Kikoff is a personal finance platform designed to help millions of underserved Americans achieve financial wellness. Our mission is to provide refreshingly fair, effective, and simple pathways for everyday people to meet their financial goals. We design financial products that simplify credit building so our users can reach their financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry.
Kikoff was founded in 2019 and is headquartered in San Francisco with an office in Reno. This role offers a unique opportunity to shape compliance practices in a growing fintech environment. We're looking for someone who can develop a compliance program that protects our business while supporting our innovative spirit.If you're excited about the challenge of elevating compliance in a dynamic fintech setting, we encourage you to apply.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We are backed by some of Silicon Valley’s top VCs. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.🏥 Medical, dental, and vision coverage - Kikoff covers the full cost of health insurance for the employee!📈 Stock Options🏝 Generous flexible vacation policy to help you recharge💰US salary range for this full-time position consists of base + equity + benefitsOur salary ranges are determined by role and experience:$120,000 - $200,000Regular team building events to help you get to know the Kikoff team and soo much more!Equal Employment Opportunity StatementKikoff Inc.
is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.Please reference the following information for more information:https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdfhttps://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdfIf you need reasonable accommodation for a job opening please connect with us at talent@kikoff.com and describe the specific accommodation requested for a disability-related limitation.
Reasonable accommodations are modifications or adjustments to the application or hiring process that would enable you to fully participate in that process.San Francisco Fair Chance OrdinancePursuant to the San Francisco Fair Chance Ordinance, Kikoff will consider for employment qualified applicants with arrest and conviction records.Compensation Range: $120K - $200K
