At January, we're transforming the lives of borrowers by bringing humanity to consumer finance. Our data-driven products empower financial institutions to streamline their collections, providing borrowers with straightforward and compassionate solutions to regain financial stability and control over their lives. We're not just expanding access to credit. We're restoring dignity and paving the way for millions to achieve financial freedom.
As our Finance Manager, you will play a crucial role in driving high-quality, rapid decision-making across the company, ensuring effective scaling during our next phase of significant growth. Reporting directly to our VP of Finance, you will support strategic finance initiatives by modeling financials, helping launch new growth opportunities, and ensuring capital is allocated to projects with the highest return. You will be joining January at a pivotal moment as we expand our mission from reaching millions to tens of millions of consumers, becoming the essential platform for financial institutions and creditors in debt resolution.
Your efforts will empower underserved consumers to regain control of their financial lives.
Your impact:
As our Finance Manager, you will:
- Elevate January’s finance team by implementing world-class processes and models to support the company’s next phase of growth.
- Oversee FP&A to ensure accurate, timely, and actionable revenue and cost forecasts.
- Calculate and communicate key performance indicators and metrics, including LTV:CAC, unit economics, gross margin, and ROI analysis, to generate valuable insights for actionable business decisions and performance evaluation.
- Collaborate with management and key business teams to conduct cenario modeling and sensitivity analysis, enhancing decision-making to support business growth.
- Serve as a strategic finance partner across all departments, leading the annual budgeting process to align planned headcount and vendor requirements, and adjust as business needs evolve.
- Drive strategic finance outcomes by improving internal and external reporting and playing a key role in the execution of new product lines.
Qualifications:
- 5+ years of relevant experience in finance-related roles such as financial analyst or finance manager.
- Demonstrated expertise in strategic finance and FP&A within a high-growth tech company, including model forecasting, headcount planning, model forecasting, vendor management, and scenario analysis.
- Strong business acumen with the ability to align growth and cost initiatives with strategic business objectives.
- High attention to detail to ensure accuracy in financial reporting.
- Ability to analyze complex financial data, identify trends, and provide actionable insights.
- Experience leveraging metrics and data to inform and measure financial decisions.
- Proficiency with financial software and tools, including accounting software, payments platforms, spreadsheet software, and ERP systems.
- Effective written and oral communication skills, with the ability to engage stakeholders and team members across all levels and departments.
- Highly collaborative, fostering a culture of trust, community, and excellence.
We are currently hiring for this position in our New York office.
January believes in doing its part to help close the wage gap that continues to plague much of the US workforce. We offer transparent and equitable compensation packages to all existing and future January team members.The target salary range for the Finance Manager is $125,000 - $160,000, commensurate with experience. We determine the final package by considering experience, applicable education and training, and relevant skills derived throughout our interview process. This role also includes a competitive equity package, giving you a chance to feel true ownership of your work.January prioritizes the safety and well-being of our team members and, as such, requires all employees who work from or visit a January office to have proof of COVID-19 vaccination or provide a valid medical or religious exemption.
What we can offer you:
- Pet-friendly office (only in NYC, for now!)
- Competitive equity packages, giving you a chance to feel true ownership of your work
- Flexible PTO so you can take the time you need to rest and recharge
- Hybrid work model, where our team comes in 3x a week
- Flexible work hours for better work/life balance
- 12 weeks fully paid new parent leave program for all employees to enjoy bonding time
- Free lunches for team socializing activities
- Annual learning and development budget to invest in your professional growth
- 401k so you can invest in your future
- Gym membership reimbursement
- Medical, dental, and vision insurance
- Free access to One Medical
- Free access to the mental well-being platform Spring Health plus 3 free virtual sessions with a Spring Health licensed therapist
- Commuter benefits for your travel to/from the office
- Endless growth opportunity and the ability to take on new and exciting challenges
Recognitions:
- Built In's Best Startups to Work For in New York (2023)
- Built In's Best Startups to Work For in New York (2024)
- Built In's Best Startups to Work For in San Francisco (2023)
- Built In's Best Startups to Work For in San Francisco (2024)
- Crain's Best Places to Work in NYC (2022)
- Crain's Best Places to Work in NYC (2023)
To learn more about what it’s like to work with us, check out our Glassdoor reviews. We think our track record speaks best.January is an equal opportunity employer and does not discriminate on the basis of race, color, creed, ethnicity, sex, gender identity, sexual orientation, religion, disability, age, veteran status, or any other category protected by law.At January, we believe that diversity of outlooks, demographics, identities, and life experiences enable companies to build the best products.
More diversity means more empathy with different types of people. This matters a lot for us, since so many borrowers in financial distress with whom we engage come from underrepresented backgrounds. We practice what we preach and look forward to continuing to grow and build on our already diverse team.
