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Collections Agent ($20-$50/hr)

Rivo HoldingsSan Diego, California, United States | On_siteOnsite
This job is no longer open

Company Description


At RIVO, you will find we recognize hard work and performance, foster a culture of growth, and encourage collaboration across departments. We value the unique skills and experiences that each employee brings to the table, recognizing that this diversity strengthens our company and helps us fulfill our core values: Respect, Integrity, Value, and Opportunity. If you share these same values and are eager to grow both personally and professionally, we encourage you to explore opportunities with us and apply today to join our dynamic team! 

Company Benefits


  • Optimal Work-Life Balance: Benefit from a schedule with no evening or weekend work – enjoy your weekends for relaxation and personal time 
  • Childcare & Family Support: Receive up to $5,000 annually in childcare reimbursement to ease the balancing act of work and family & Exclusive access to comprehensive fertility treatment coverage to financially support your family-building journey
  • Stay Fit for Free: Join our FREE weekly group workouts and keep your health and energy levels at their peak 
  • Company Events & Social Hours: Enjoy regular happy hours and company-wide events to celebrate achievements and build community with fellow employees 
  • Padres Tickets: Catch a Padres game with exclusive access to season long raffle drawings in the RIVO ticket section. Go Padres! 
  • Daily Perks: Savor FREE coffee, energy drinks, and snacks – fueling your productivity and satisfaction! 
  • Parking & Commute Made Easy: Say goodbye to commuting hassles and high gas prices – enjoy a company-paid parking or MTS pass 
  • Dedication Incentives: Opportunity to earn more money with our perfect attendance incentive – your dedication and reliability deserve recognition 
  • Generous Time Off: Recharge and live your best life with company paid holidays and PTO each year  
  • Comprehensive Health Coverage: Benefit from medical, dental, and vision plans with a 70/30 cost share—because your well-being is our priority 
  • Secure Your Future: Take advantage of our 401(k) plan with employer matching to invest in your future with confidence

Job Description


We are seeking motivated, driven, and experienced Collection Agents to join our growing Collections team where you will play a critical role in negotiating payment from customers who have fallen delinquent (past due) on their personal loan accounts.  As a first-party collector at RIVO you will benefit from new accounts being provided daily and a lucrative bonus structure, unlocking unlimited earning potential!

The more you collect and recover from customer accounts, the more you earn – APPLY TODAY!  


Why Apply? 


  • Uncapped monthly Bonus potential (top collectors earning $5k+ each month)! 
  • Hands-on training program geared to set you up for success! 

What You’ll Do: 


  • Negotiate timely payment from customers by engaging in respectful and persuasive communication via phone, voicemail, email, and text in a call center environment – new collections accounts provided daily! 
  • Meet and exceed individual collections quotas through effective negotiation techniques, objection handling, and follow-up strategies. 
  • Adhere to daily and monthly production KPIs and collections performance metrics, including minimum collection quotas, call volume, on-call time etc. 
  • Utilize strong communication, effective negotiation techniques, persistence, and persuasion skills to drive customer payments with resilience and professionalism. 
  • Educate customers on the long-term benefits of resolving their collections account balance for future use of our lending products, services, and competitive advantages that will help them with their long-term financial goals.  
  • Maintain a professional demeanor, adhere to company processes, and ensure accuracy in data entry and record-keeping. 
  • Perform other duties and responsibilities as assigned. 

Qualifications


What We Look For: 


We are looking for hard working, driven, and coachable people who have a positive mindset, a desire to continue a career in Collections, and utilize

strong negotiation and communication to meet collections quotas! 


  • High school diploma, GED, or equivalent experience required. 
  • Prior collections experience in a quota driven position within a call center environment is strongly preferred.  
  • Collecting on unsecured collections accounts strongly preferred.  
  • Prior work experience as a collector, collections agent, collections specialist, debt recovery specialist, debt collector, debt collections agent, asset recovery specialist, asset recovery agent, accounts receivable, accounts receivable specialist, billing specialist, etc. is strongly preferred. 
  • A positive attitude, resilience, and ability to handle rejection gracefully. 
  • Results-oriented and target-driven mindset with a willingness to go the extra mile to achieve collections quotas. 
  • Adaptability to evolving negotiation techniques, strategies, and product offerings. 
  • Exhibits a can-do attitude, is coachable, and motivated to achieve collections quotas. 
  • Extremely reliable and dependable. 
  • Excellent negotiation skills and strong comfortability with persistence. 
  • Strong ability to remain professional in escalated customer situations. 

Additional Information


We offer a comprehensive compensation and benefits package where you will be rewarded based on your performance and recognized for the value you bring to the business. The starting hourly rate for this job is $20.00 per hour.RIVO Holdings, LLC is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, citizenship status, disability, age (40 years old or older) and genetic information (including family medical history), past or present military or veteran status, or any other characteristic protected by applicable law. 

This job is no longer open

Life at Rivo Holdings

RIVO Holdings provides personal service and exceptional quality in the financial services industry for a national customer base. Our services preserve consumer choice and increase access to credit for millions of American families.\n\nA people centered organization, RIVO Holdings provides opportunity and innovation to both our team members and customers. We aspire to be a company dedicated to promoting a welcoming and rewarding environment for our team members; while offering an exceptional customer experience through the use of cutting-edge technology, quality service, and unwavering commitment.
Thrive Here & What We Value* Optimal Work-Life Balance: Benefit from a schedule without evening or weekend work.* Childcare & Family Support: $5,000 annual childcare reimbursement and fertility treatment coverage.* Stay Fit for Free: Weekly group workouts.* Company Events & Social Hours: Regular happy hours and company-wide events.* Padres Tickets: Exclusive access to season long raffle drawings.* Daily Perks: Free coffee, energy drinks, snacks.* Parking & Commute Made Easy: Company-paid parking or MTS pass.* Dedication Incentives: Perfect attendance incentive program.* Generous Time Off: Paid holidays and PTO each year.* Comprehensive Health Coverage: Medical, dental, vision plans with 70/30 cost share.* Secure Your Future: Employer-matched 401(k) plan.
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