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Senior Product Data Scientist | Financial Intelligence

RampNew York, New York, United States | Miami, Florida, United States | San Francisco, California, United StatesRemote, Onsite

About Ramp


Ramp is a financial operations platform designed to save businesses time and money. Combining corporate cards with expense management, bill payments, vendor management, accounting automation, and more, Ramp's all-in-one solution frees finance teams to do the best work of their lives. More than 25,000 companies, from family-owned farms to e-commerce giants to space startups, have saved $1B and 10M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over 35 billion dollars in purchases each year.Ramp's investors include Sequoia, Founders Fund, Thrive Capital, Khosla Ventures, Greylock, Stripe, Goldman Sachs, Coatue, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies.

The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company's Most Innovative Companies list and LinkedIn's Top U.S. Startups for over 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine's 100 Most Influential Companies.

About the Role


We’re looking for a Product Data Scientist to join the Financial Intelligence team at Ramp to shape the future of data-driven financial systems. This role focuses on building foundational data products and workflows that drive efficiency, enhance decision-making, and create scalable solutions for Ramp’s financial ecosystem. You’ll partner closely with Capital Markets, Treasury, Internal Finance, and Accounting stakeholders to deliver insights, forecast key metrics, and create early-stage products that improve internal processes and influence Ramp’s customer-facing products.This is an exciting opportunity to build and shape the vision of Ramp’s financial intelligence capabilities.

The ideal candidate will be a full-stack data expert who thrives in building data infrastructure while driving high-impact data science initiatives.

What You’ll Do


  • Lead data science initiatives, such as forecasting $2B+ monthly cash inflows and outflows for Ramp’s card business and other financial products
  • Build internal tools, such as an internal ledger, that improve Ramp’s operations and serve as a prototype for future customer-facing products
  • Develop and manage critical data products that deliver financial information to Ramp’s lenders, enabling the company to secure funding daily 
  • Full stack product data science development, building models to consume, transform, and expose data to stakeholders and production systems
  • Collaborate with P/E/D/D (product, engineering, data, and design) teams to develop product roadmaps and measure success

What You Need


  • Strong knowledge of SQL (preferably Redshift, Snowflake, BigQuery) and how to write efficient SQL queries
  • Strong knowledge of Python, with proven experience in building and implementing time series forecasting
  • Experience in building data pipelines and workflows that support internal teams and scale across business domains
  • Familiarity with BI tools (preferably Looker, Mode, Tableau or equivalent) and experience distributing data insights via reports and dashboards
  • Ability to thrive in a fast-paced, constantly improving, start-up environment that focuses on solving problems with iterative technical solutions

Nice-to-Haves


  • Experience with the modern data stack (Fivetran / Snowflake / dbt / Looker / Hightouch or equivalents)
  • Strong perspective on analytics engineering development cycle (data modeling, version control, documentation + testing, best practices for codebase development)
  • Experience within the payments and financial technology space

About Our Teams


The Financial Intelligence team at Ramp encompasses capital markets, treasury, internal finance, and internal accounting. Our mission is to build data-driven systems and workflows that optimize Ramp’s financial operations and decision-making processes while ensuring the business maintains sufficient liquidity to support and scale its activities seamlessly.

  • Capital Markets & Treasury: Manages relationships with lenders, ensures the business is appropriately capitalized, and oversees the movement of all funds across Ramp’s operations, ensuring liquidity and financial stability.
  • Internal Finance & Accounting: Build, optimize, and automate Ramp’s internal workflows across our core financial pillars. 

Benefits (for U.S.-based full-time employees)


  • 100% medical, dental & vision insurance coverage for you
  • Partially covered for your dependents
  • One Medical annual membership
  • 401k (including employer match on contributions made while employed by Ramp)
  • Flexible PTO
  • Fertility HRA (up to $5,000 per year)
  • WFH stipend to support your home office needs
  • Wellness stipend
  • Parental Leave
  • Relocation support to NYC or SF
  • Pet insurance

Other notices


Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Compensation Range: $165.8K - $228.1K

Life at Ramp

Ramp is building the world's first finance automation platform designed to save businesses time and money. Ramp offers 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting, and reporting into one simple and free solution. More than 5,000 businesses are using Ramp, from some of the fastest growing startups and unicorns like Ro, Faire, Marqeta, ClickUp, and Applied Intuition, to established businesses across the US including Bristol Hospice, Walther Farms, Douglas Elliman, and Planned Parenthood. Founded in 2019, Ramp is NYC's fastest growing startup, having achieved a unicorn valuation of $3.9 billion in just over 2 years. Ramp has raised $620 million in funding from investors including Founders Fund, Stripe, Goldman Sachs, Coatue Management, D1 Capital Partners, Redpoint Venture, Thrive Capital, Altimeter, Iconiq, Spark Capital, and the Box Group, as well as over 100 angel investors who were founders or executives of leading companies. Ramp is part of the Forbes Fintech 50, LinkedIn Top Startups of 2021, and Fast Company's Best Workplaces for Innovators program.
Thrive Here & What We Value- Fast Company's #1 Most Innovative Company in North America- LinkedIn's #1 Top Startup in the U.S.- CNBC Disruptor- TIME100 Most Influential Company- Collaborative Teamwork- Focus on Building Healthy Businesses- Strong Technical Skills- Continuous Learning and Development Opportunities- Ramp is the ultimate platform for modern finance teams.- Combining corporate cards with expense management, bill payments, vendor management, accounting automation and more
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