logo inner

Junior Disputes Officer

Capital on TapCardiff, United KingdomOnsite

We’re Capital on Tap 👋


💳 Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Why Join Us?


We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.📈Check out the development opportunities in the Disputes team.🏡🏢This is a Hybrid role, the Disputes team work from our Cardiff City Centre Office 3 days per week.

What You’ll Be Doing


This is an exciting and challenging position for a highly motivated, customer-focused, and confident individual who is looking to be part of a high-growth financial services business. Reporting to the Disputes manager you will be part of a busy team responsible for the day-to-day management and resolution of all cardholder transaction disputes referred over by the Customer Service Team.
✨Engage with cardholders to advise on card transaction queries ✨Evaluate dispute claims to establish chargeback rights ✨Investigate the information supplied by the cardholder ✨Compile information and prepare cases for raising a chargeback✨Create Chargeback Disputes for UK and US inline with Visa’s timeframes and regulations✨Keep up to date with the Visa Core Rules & Visa Product Services Rules

We’re Looking For


✨At least 1+ year working within the card/payments industry✨Experience with working within FCA regulations  ✨You should have first-class communication skills, both verbal and written✨Self-motivated, able to operate independently.✨Demonstrates ownership and accountability for issues with a high attention to detail✨An excellent work ethic with a real desire to drive improvementDiversity & Inclusion 🌈

We welcome, consider, and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks


We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
💷 Salary starts from £26,000 DOE🏥 Private Healthcare including dental and optician services through Vitality✈️ Worldwide travel insurance through Vitality🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)👛 Salary Sacrifice Pension Scheme up to 7% match🏖️ 28 days holiday (plus bank holidays)📖 Annual Learning and Wellbeing Budget👪 Enhanced Parental Leave🚲 Cycle to Work Scheme🚂 Season Ticket Loan💬 6 free therapy sessions per year🐶 Dog Friendly Offices🍫 Free drinks and snacks in our officesCheck out more of our benefits, values, and mission here.

Interview Process


🤝First stage: 30-minute intro and values call with Talent Partner (Video call)🤝Second stage: 90-minute experience & team fit with our Card Fraud Manager and members of the team (In person)

Other Info


👍Check out our ‘Top Tips’ for interviewing.✔️Keep updated on new job opportunities by following us on Linkedin.📧Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!


If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

Life at Capital on Tap

Recently featured in the Sunday Times TechTrack 100 (number 48!), we are one of the fastest growing companies in the UK. To date, we've provided over £500M in funding to 40,000 SMEs across the UK. We invest continuously in our team and infrastructure to continuously move faster in an environment that has high energy and collaboration. Far from a beige cube-farm, our corporate headquarters in Notting Hill provides a dynamic, relaxed and fun culture. Come join the team and help us grow! WHY WE'RE DOING THIS Founded in 2012, Capital on Tap is on a mission to help small businesses thrive. We believe small business owners are the foundation for growth in our economy, and yet today's banking system has left them behind. We have partnered with over 40,000 businesses across the UK deploying funding facilities of over £500 million to customers. We believe we still have a long way to go to make business funding truly available to everyone small business.
Thrive Here & What We Value1. Private Healthcare through Vitality, Worldwide Travel Insurance through Vitality, Dental Cover through Vitality2. Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)3. Salary Sacrifice Pension Scheme with up to 7% match4. Dog Friendly Offices5. Free drinks and snacks in our offices6. Cycle to Work Scheme7. Enhanced Parental Leave8. Season Ticket Loan9. Private Healthcare, Worldwide Travel Insurance, Dental Cover through Vitality10. 28 days holiday (plus bank holidays)11. Free therapy sessions per year
Your tracker settings

We use cookies and similar methods to recognize visitors and remember their preferences. We also use them to measure ad campaign effectiveness, target ads and analyze site traffic. To learn more about these methods, including how to disable them, view our Cookie Policy or Privacy Policy.

By tapping `Accept`, you consent to the use of these methods by us and third parties. You can always change your tracker preferences by visiting our Cookie Policy.

logo innerThatStartupJob
Discover the best startup and their job positions, all in one place.
Copyright © 2025