EMPOWER OVERVIEW
Empower is shaking up an outdated financial system by providing real opportunity for our customers: the opportunity to get the cash they need, to access fair credit, and to change their financial story. Today, we’re helping millions of people find financial security through machine learning models that evaluate creditworthiness using a more inclusive lens and mobile-first products: Cash Advance, Thrive line of credit, and Petal credit cards. Tomorrow? Creating even more financial paths for our customers (and their wallets) to succeed.This year, Empower ranked #65 on Inc.
5000’s Fastest-Growing Private Companies list — our third year in a row cracking the top 100 — and was named by Forbes as one of the 25 Next Billion-Dollar Startups for 2024. Empower was also featured by Forbes on America’s Best Startup Employers list in 2023, and our Thrive line of credit product was named by Fast Company as one of 2022’s Next Big Things in Tech.Empower is backed by Sequoia Capital, Blisce, and Icon Ventures. Ready to grow your impact and accelerate your career? Take a look at our open roles — we can’t wait to meet you.
THE EMPOWER WAY
Great Expectations: We come up with bold, audacious goals for ourselves and go all out for impactOwner Mindset: We give every employee latitude to act independently, make smart choices, and move the business forwardSpirited Debate: We love skeptics and seek counter opinions to challenge our personal assumptions and expand our view
Customer Obsession:
We listen to understand, empathize, and create a memorable, rewarding experience for our community
Inclusive Collaboration: We believe diverse teams make the best decisions, and we strive to give diverse voices a seat at the tableNo Jerks Allowed: We value our relationships and take the time to build trust and connection and communicate respectfully
WHAT EMPOWER OFFERS
Competitive salaryGenerous equity packageFull healthcare benefitsTechnology expense reimbursementVirtual first environment
Cashalo OVERVIEW
Empower is a fast-growing fintech on a mission to expand access to fair credit to give anyone the opportunity to improve their financial security and mobility. We recently launched in Southeast Asia through our acquisition of Cashalo, a leading online lending platform, and the fastest growing lender in the Philippines. Our mission to expand access to credit in the region will take creativity, passion, and drive.
Job Description
The Senior Business Intelligence Analyst builds data models, reports, analysis, and tools to help Empower manage our lending operations at scale. The role works closely with our Southeast Asia based Cashalo team and other stakeholders to develop accurate, performant, and easy to understand data models that describe our business . You’ll develop accurate and timely datasets and loantapes for use internally and by our partners. You’ll work with both the US based BI team and Cashalo team to expand our suite of analytics tables, validate for accuracy, and troubleshoot issues.
Key Responsibilities
- Develop accurate, responsive, and easy to understand dbt models that drive quality decision making across our Cashalo operations.
- Discover issues, edge cases, outliers and anomalies in our lending data. Develop exception reporting and outlier analysis to highlight findings.
- Extend and adapt dbt models based on business needs. Troubleshoot and resolve issues with data and models.
- Coordinate with internal and external teams on changes to existing reporting and implement.
- Expand documentation and guides around BI data models.
- Act as a SQL and Tableau resource for analysts across the organization.
- Collaborate with the US based BI team for consistency and best practices.
Travel for company offsites is expected at a minimum 2 times a year.
Candidate Qualifications
- Minimum 4 years in an analytical role supporting finance, accounting, or lending teams preferably in a fintech or financial services environment.
- Minimum 4 years working directly with stakeholders on analytics requirements, changes, and validation. Strong communication skills required.
- Minimum 2 years working with dbt, in data model design, implementation, and validation.
- Minimum 2 years working in an international environment, including experience directly in the US, or with US based stakeholders. Additional experience with Philippines based teams and business environment a huge plus.
- Demonstrated track record of working directly with business teams on end to end data modeling / reporting projects, from requirements gathering to reporting outputs.
- Expert fluency in English, spoken and written.
- Expert SQL skills, with a track record of delivering accurate and performant queries for driving reporting.
- Good data visualization skills, you have built reports and analysis that drove business decision making. Tableau experience strongly preferred.
- Experience with Data Warehouse solutions such as Databricks, Synapse, or Snowflake. Exposure to Azure Synapse a big plus
At Empower, we hire for people that push themselves to understand others and seek out ways to challenge their personal assumptions. Our hope is that by fostering such an environment, we strengthen our business and relationships by putting people first. We are committed to building a diverse, inclusive, and equitable workspace where everyone (regardless of age, education, ethnicity, gender, sexual orientation, or any personal characteristics) feels like they belong. Even if your experience doesn’t exactly match up to our job description, you should feel empowered to apply regardless!
