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Product Counsel

KikoffSan Francisco OfficeOnsite

Product Counsel


On Kikoff’s legal team, you will be working at the intersection of financial technology and regulatory frameworks. Your work helps Kikoff build simple, effective and innovative products, understand and manage risks, and creatively navigate ambiguity, complexity and challenges, both external and internal.In this role, you’ll be a deeply embedded and strategic partner to our Product, Design, Marketing, Operations, Risk/Compliance, and many other teams. You’ll be responsible for leading the legal and regulatory strategy behind our fast-growing credit building business; you’ll work closely with senior stakeholders to design and build new products and services for underserved consumers, and you’ll provide strategic advice to drive Kikoff’s expansion into new verticals.

Your responsibilities:


  • Partner closely with our product, engineering, and business teams to advise on a range of issues including product development, financial services regulations, payments, consumer protection, market expansion, data privacy, and intellectual property.
  • Forge effective relationships with external counsels, partners, vendors, and regulators.
  • Maintain an up-to-date understanding of applicable laws and regulations dealing with financial services and other relevant areas.
  • Help to craft our response to changing regulatory environments.
  • Work collaboratively to build Kikoff’s legal and regulatory structure and support strategic partnerships.
  • Create scalable and effective processes for legal review and launch of new products and services.
  • Build trust and credibility with internal and external stakeholders.

Qualifications:


  • You have 5+ years of experience as a qualified lawyer in an in-house legal team, top law firm and/or government agency, and are currently licensed to practice law.
  • You have deep familiarity with fintech, or financial services laws and regulations such as Reg V, Reg Z, Reg B, Reg P, CCPA, UDAAP, Reg E, and BSA/AML.
  • You’re highly collaborative, have leadership qualities, are inquisitive, and solutions-oriented, and have prior experience advising on product development at fast-moving companies.
  • You’re biased towards action and impact, and no task is too big or too small for you; you can roll up your sleeves and get things done.
  • You have exceptional verbal and interpersonal communication skills, can build strong relationships with business colleagues, and can simplify legal concepts and communicate them in easy-to-understand language.
  • You’re humble with low-ego, have a strong desire to grow and learn, and have a deep commitment to your teammates.

Why Kikoff:


This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We are backed by some of Silicon Valley’s top VCs, including GGV capital, Lightspeed Ventures, Female Founders Fund, and others. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.💰 Competitive pay based on experience🏥 Medical, dental, and vision coverage - Kikoff covers the full cost of health insurance for the employee!📈 Stock Options🏝 Generous unlimited vacation policy to help you recharge

About Kikoff:


Kikoff is the fastest consumer fintech to hit $100MM ARR and is reinventing the credit space, offering credit-building solutions that are affordable, accessible, and educational to address the catch 22 on improving credit. Our core product, the Kikoff Credit Account, has helped over 1 million customers build better credit. Kikoff has been featured by Nerdwallet, Forbes, Buzzfeed, Business Insider, CNBC, and others; and our app has a 4.9 rating amongst thousands of reviews. But Kikoff is more than just a credit builder: we are a long-term financial partner for our customers, and we have an exciting product roadmap of solutions to help our customers reach their financial goals.Visa sponsorship available: Kikoff is willing to provide sponsorship for H1-B visas and U.S.

green cards for exceptional talent.

Equal Employment Opportunity Statement:


Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.Please reference the following information for more information:https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdfhttps://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdfIf you need reasonable accommodation for a job opening please connect with us at talent@kikoff.com and describe the specific accommodation requested for a disability-related limitation.

Reasonable accommodations are modifications or adjustments to the application or hiring process that would enable you to fully participate in that process.San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, Kikoff will consider for employment qualified applicants with arrest and conviction records.Compensation Range: $160K - $270K

Life at Kikoff

Kikoff is the first company that lets you build credit for free with just your identity — no credit card, bank account, co-signer or paystub required. Whether you're completely new to credit or still finding your groove, who you are is enough to get started. We're committed to making credit building more accessible, widening the circle of opportunity for everyone.
Thrive Here & What We Value1. Extreme Ownership2. Clear Communication3. Strong Sense of Craftsmanship4. Desire to Create Lasting Work and Work Relationships5. Consumer Fintech Startup with Serial Entrepreneurs6. Backed by Top VCs7. Value Extreme Ownership, Clear Communication, Strong Sense of Craftsmanship, Desire to Create Lasting Work and Work Relationships8. Generous Flexible Vacation Policy9. Equal Employment Opportunity Statement10. Regular Team Building Events
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