About IBusiness Funding
iBusiness Funding is a leader in providing innovative Software as a Service (SaaS) solutions for banks and lenders, with a specialization in SBA lending. We build scalable lending platforms that streamline the business lending process, allowing lenders to efficiently deliver capital to small and medium-sized businesses.To date, we’ve processed over $7 billion in SBA loans and handle more than 1,000 business loan applications daily. Our team is driven by our core values of innovation, integrity, enjoyment, and family.As a top five SBA 7(a) preferred lender, our parent company offers SBA express and small loan capabilities.
Join us and be part of a team that’s transforming the finance industry and empowering businesses to thrive!
Position Description
The Senior Capital Markets Analyst will play a key role in analyzing and managing capital market activities, specifically in support of our company’s lending, M&A, Secondary Market sales activities and any other financing activities needed to support the general business operations and growth. This role will require very strong analytical and modeling skills while also interacting with key investors and financing partners.Major Areas of Responsibility
- Risk Assessment: Evaluate the potential risks and rewards of various capital market opportunities and investments, including assessing macroeconomic factors, interest rates, market volatility, and geopolitical events.
- Financial Modeling: Build and maintain complex financial models to assess investment opportunities, pricing strategies, and financial forecasts. Build out complex cash models from various sources and uses of cash from our secondary sales, warehousing and other activities.
- Strategic Advisory: Provide advice on structuring capital raising activities (e.g., debt, equity, hybrid instruments) and investment strategies based on market conditions. Ability to review and provide feedback on term sheets and work on negotiations with financing partners.
- Portfolio Management Support: Assist in managing investment portfolios, including analyzing the performance of securities and recommending changes to align with client objectives and risk tolerances.
- Client Interaction: Work with clients, internal stakeholders, and external partners to discuss investment strategies, portfolio performance, and market outlook. As well as support client reporting requests and audit requests for main investors and partners.
- Regulatory Compliance: Ensure all capital market activities are compliant with local and international regulations, industry standards, and internal policies.
- Reporting and Documentation: Ensure investor and warehouse reporting is optimized and up to date to support investor and external partner client needs as well as internal needs.
Required Knowledge, Skills, and Abilities
- Education: A bachelor’s degree in Finance, Economics, Business, or a related field. A master’s degree (MBA or similar) and/or professional certifications (e.g., CFA, FRM) is preferred.
- Experience: At least 3–7 years of experience in capital markets, investment banking, asset management, or a related financial sector.
- Technical Skills: Proficiency in financial modeling, quantitative analysis, and data analytics tools (e.g., Excel, Bloomberg Terminal, Reuters, and similar platforms). Knowledge of programming languages like Python or R is a plus.
- Communication Skills: Strong verbal and written communication skills to present complex financial information clearly to senior leadership, clients, and external stakeholders.
- Analytical Skills: Ability to perform detailed financial analysis, spot market trends, and assess the impact of macroeconomic factors on investment strategies.
- Attention to Detail: Strong attention to detail with an ability to work with large datasets and complex financial instruments.
Working Environment
- Remote with occasional travel. Required travel to home office one to two times a year.
- Collaborative team environment with frequent interaction with senior management, clients, and other departments.
Conclusion
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. This job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, genetic information, or any other characteristic protected by law.
